Question 1

Do you buy houses with fire damage?

Accepted Answer

Yes. We purchase homes with all levels of fire damage - from kitchen fires with smoke damage to significant structural damage. We assess the property, estimate repair costs, and make a fair offer based on as-is condition.

Question 2

What about water-damaged properties?

Accepted Answer

We buy all types of water damage: flooding, burst pipes, roof leaks, basement water intrusion, and more. Even if mold has developed, we can still make an offer. You don't need to remediate before selling.

Question 3

How do you work with insurance claims?

Accepted Answer

If you've received an insurance settlement, we can work around that payment. Some owners keep their settlement and sell to us for additional proceeds. Others assign claims or settle after sale. We're flexible with insurance situations.

Question 4

What if the damage makes the home unlivable?

Accepted Answer

That's often when we're most helpful. Uninhabitable homes can't sell traditionally. We provide an exit strategy when you can't live in the property and can't afford restoration. Sell fast and move forward.

Question 5

Do I need to get restoration estimates first?

Accepted Answer

No. We have experience assessing damage and estimating repair costs. You don't need to coordinate contractors or obtain bids. We handle all evaluations during our property walkthrough.

Question 6

How do you determine price for damaged homes?

Accepted Answer

We assess comparable home values, estimate restoration costs, and subtract that from market value. Our offer reflects fair as-is value. We're transparent about our calculations if you want to see our numbers.

Question 7

Can you buy if my insurance claim is still pending?

Accepted Answer

Often yes. The specifics depend on your policy and claim status. We can sometimes purchase before settlement or work with assignment of benefits. Each situation is different - call us to discuss your specifics.

Question 8

How fast can you close on a damaged property?

Accepted Answer

We typically close in 10-21 days on damaged properties. Unlike traditional sales that require repairs, we buy as-is. Insurance coordination may affect timing slightly, but we move quickly.

	Traditional ListingTraditional	Cash Offer from UsCash Offer
Timeline to Close	60-90+ days	7-14 days
Repairs Required	Usually required	None - sell as-is
Agent Commissions	5-6% of sale price	$0
Closing Costs	2-3% typically	We pay them
Showings/Open Houses	Many required	None
Certainty of Sale	Deals fall through	Guaranteed close
Appraisal Contingency	Yes	No
Financing Fall-Through Risk	High	Zero - we pay cash

Sell Your Fire or Water Damaged House

About Fire or Water Damage

Why Choose Home Buyer Boise

Common Situations We Help With

Kitchen or Electrical Fire

Flood Damage

Burst Pipe

Smoke Damage

How to Fire or Water Damage in 4 Simple Steps

Contact Us

Property Visit

Receive Offer

Close & Get Paid

Cash Offer vs. Traditional Listing

Trusted by Treasure Valley Homeowners

Fire or Water Damage in the Treasure Valley

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Frequently Asked Questions

What Our Customers Say

Other Services We Offer

Sell House Fast

We Buy Houses

Cash Offer

Sell As-Is

Inherited Property

Avoid Foreclosure

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